Covered Bonds Administration

TAO Solutions’ SaaS applications simplify and automates the administration of a covered bond program at every stage of its lifecycle

Whether its establishment of a new or a migration of an existing program, TAO Solutions is a world leader in automated, cloud hosted covered bond administration software. As a member of the European Covered Bond Council, our software and implementation framework are designed to effectively enable all market participants to migrate from legacy systems and effectively introduce industry best practices from an operational, risk management and regulatory viewpoint. 

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Take Covered

Bond Administration Beyond Excel

SecureHub takes covered bond administration to the next level…

Supporting complex regulatory requirements

Automation of workflow activities

Generating material operational efficiencies 

Better results within shorter timeframes

Effectively managing both internal and external stakeholders

Lowering costs - sound ROI & whole of life ownership benefits

Exceptional experience with increased cyber security & operational risks

Establishing industry best practices throughout the transaction life cycle

Multiple deployment capabilities - hosted and installed on-premises 

Revolutionary Optimization Technology

SCULPT combines Linear Programming with AI heuristics to solve complex structured finance challenges that were previously impossible to optimize manually.

Issuance Management

The software automates the pooling and sale process, allowing users to create and manage covered bonds programs, generate asset pools for subsequent sale, and generate the necessary reporting for management purposes.

Asset Pool Management

 It enables users to monitor, repurchase and manage the underlying assets that back the covered bonds program, including tracking loan level performance, collateral valuation, and eligibility criteria status.

Transaction

The software includes a unique tool to model and analyze the cash flows associated with the covered bond portfolio, considering the specific factors associated with each program including the legal documentation, credit support provided, and the financial instruments required to support cross-boarder issuances.

Compliance & Reporting

TAO Solutions' Covered Bonds administration software delivers the regulatory compliance by providing configurable reporting functionalities to meet disclosure requirements and ensure adherence to applicable regulations.

Investor Relations

Automate month over month investor reporting requirements including direct access to relevant information to support on-going investor questions. TAO Solutions provides as an out-of-the-box solution the Covered Bond Label HTT (Harmonised Transparency Template) that is widely accepted as the industry standard.

Risk Management

TAO offers risk management capabilities, including a powerful business intelligence tool to assist with monitoring the covered bond program and related underlying assets, valuations, forecasting and stress testing. Data can also be extracted to support downstream systems.

Accounting & Valuation

TAO provides accounting functionalities specific to covered bonds, including valuation methodologies, interest accruals, and reporting of financial results.

Rating Agency Feeds

TAO provides rating agency feeds to support new issuance and the on-going surveillance activities required.

TAO Solutions' Rapid Covered Bond Implementation Framework

TAO Solutions is an authority in implementing covered bond programs and we have developed a Rapid Covered Bond Implementation Framework that seeks to minimize the risk of long, drawn-out and expensive implementations. Our framework lays out a complete roadmap to implementation success in 6 months and allows a potential client to understand all critical deliverables, milestones, and resources required during the project.

Understanding the necessary data and reporting requirements needed to run a successful covered bond program is seen as critical for a successful implementation. Equally important is the need to address future business needs, including using Harmonized Disclosure Templates (HDT) reporting.

Built for ESG Activities

TAO Solutions offers covered bond issuers comfort that its technology houses the necessary infrastructure to support ESG related issuance activities and the required digital transformation for its customers. 


Unparalleled Knowledge and Expertise for Digital Transformation

As a member of the European Covered Bond Council (ECBC), and with current clientele administering covered bond programmes globally, constituting more than €95 billion of issuance, you can be assured that TAO Solutions has the requisite skills and experience to tackle any covered bond mandate. As well, with a cloud-first design, modern technology stack, and extensive features, only SecureHub can deliver on the true potential of digital transformation for your covered bond administration activities.


Global Reach

With clients in North America, UK / Europe and Asia Pacific, TAO Solutions is well positioned to provide its customers with the required global support necessary for its business requirements. 


Simplified Pricing with Exceptional Client Service

Confused with traditional enterprise software pricing models? TAO Solutions has long been a proponent of simplified pricing for many years and offers its technology as a flexible cloud-hosted service. TAO Solutions also delivers sound customer service which operates from three global offices. Our service delivery specialists ensure a successful implementation of the product and ongoing support, training, and consulting services.

Our Products

The global benchmark SaaS solution for securitization, structured finance, and ESG, serving issuers, lenders, conduits, trustees, and regulators.

A flexible SaaS/PaaS solution for end-to-end administration and regulatory reporting across jurisdictions and asset classes.

Canada's mortgage funding and portfolio management software as a service solution built for issuers and aggregators.

Representing the de facto standard for mortgage securitization, structured finance and covered bond SaaS software solutions in Canada.

LeaseSpark is a cloud SaaS application that improves the efficiency of your daily equipment finance operations, making it easier to originate, administer and manage deals throughout their lifecycle.

SCULPT by TAO Solutions automates complex asset selection and pool structuring, reducing execution time by 95% while ensuring perfect compliance and optimal outcomes.

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