Regulators

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Regulators

Software supporting regulatory authority requirements to accurately and effectively ingest, validate, normalize, compute, undertake analytics and reporting in respect of large datasets. 

Our experience includes over 10 years of working with government agencies

In depth subject matter expertise providing industry best practices in respect of managing operations.

Multi-issuance, multi-asset, multi-currency structured finance ESG regulatory compliance tool

TAO Solutions software is designed to be scalable both horizontally and vertically to support large scale securitization / structured finance regulatory software solutions involving the ingestion of third party data in volume using analytics, standardised templates and reporting.


Our software is built with inherent multi-seller capabilities, supporting multiple asset classes and currencies.  The application is also capable of addressing forthcoming ESG regulatory compliance needs.

Various delivery and solution management models catering for specific regulatory requirements

TAO Solutions understands the necessity to comply with stringent regulatory guidelines, including the establishment of a business model that addresses both industry and central bank requirements involving service level agreements, stringent security protocols, high availability and IT support.


TAO Solutions offers regulators the flexibility to licence our software, professional services, support and maintenance capabilities in a manner that is consistent with its vendor outsourcing policies.  Hybrid support models are also available upon request.

Benefits - Unparalleled functionality to meet the demands of structured finance regulatory authorities


Proven Regulatory Solution

TAO Solutions has 10+ years experience in providing turn-key solutions on-behalf of government entities and third parties supporting government programs.  Its out-of-the box multi-seller application and data validation tool is designed to address large scale data ingestion and data storage processes. 


Mortgage Quality Control and ESG Compliance Module

To support multi-seller requirements, TAO Solutions has developed a proprietary MQCC (‘Mortgage Quality Control and Compliance’) module to recognize early warning signals in respect of a mortgage origination pipeline.  MQCC is a dynamic risk rating framework that includes dashboards to automatically assess, review and administer a mortgage origination pipeline.  It can also be used as an established compliance engine framework to determine whether a transaction meets the required regulatory benchmarks.


Addresses the Needs of all Stakeholders

TAO Solutions software incorporates an ease of use strategy for all industry participants, government, investors and other third parties.  It represents an optimum solution enabling industry participants to comply with regulatory requirements.  Regulatory authorities can:

  • Automate  key processes involving data ingestion using a standardised templates for each asset class, error alerts and rectification, data validation and asset tables normalisation 
  • Generation of dashboards, reporting and undertake business intelligence 
  • Automate finance and invoicing with respective journal entries for downstream processing
  • Segregated platform management credentials enabling the outsourcing of IT and operational requirements to TAO Solutions
  • Established frameworks and protocols surrounding data security and privacy related concerns
  • Ease of deployment with regulatory systems


TAO Solutions understands regulatory requirements can materially differ from other market participants to support security, industry and operational needs.   


Scalable

Built upon the latest Microsoft technologies, TAO Solutions’ technology is scalable both horizontally and vertically to cater for evolving regulatory requirements.  There is no limit to the data and data points that can be included within the application.


Flexible Support and Maintenance Services

We cater for government requirements surrounding high availability, administration and IT support services.  Specific service level agreements 


Powerful Compliance Engine

Assess transactions on a real time basis to confirm compliance with programme requirements.  TAO Solutions new compliance engine has been created allowing users to dynamically assess compliance with legislative and program requirements.  Separate compliance reports are provided on a transaction, originator and asset class basis.


Data, ESG and Cash Flows

Large volumes of data can be ingested into TAO Solutions software that is supported by detailed transactional cash flows.  Historical data is time stamped enabling analytics and trend analysis to be undertaken as required.  .


TAO Solutions software is designed to address proposed ESG requirements needed by regulatory authorities surrounding ESG reporting.  Third party data sources can also be ingested to allow for (i) climate impact assessments (ii) current loan to value assessments; (ii) asset class trends e.g. rating agency arrears (iii) movement in employment trends; and (iv) other important economic factors


Industry Best Practices

Now more than ever, organizations are subject to heightened regulatory, board and key stakeholder oversight. At TAO Solutions, our technology enables best-practices to be introduced, allowing our customers to focus on other value-creating activities.



  1. Streamline business operations
  2. Conform with regulatory requirements
  3. Create real value involving regular business activities
  4. Enhance ROI and other key performance indicators


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